Our kitchens have never been more important to us and it’s important to ensure that your kitchen appliances are protected in case something goes wrong. Our Kitchen Appliance insurance cover will cover your three key appliances, ensuring that unexpected breakdowns are dealt with quickly and easily, without the hassle of unexpected bills.
Welcome to our FAQs section. Here you will ﬁnd answers to the questions our customer services team are often asked – simply select the question you’re interested in to reveal the answer.
When it comes to appliance insurance, there are a few things to keep in mind. Most policies will cover appliance repairs or replacements up to a certain amount. However, there may be some restrictions on what types of appliances are covered. For example, some policies may only cover major appliances like refrigerators and ovens, while others may also cover smaller items like toasters and coffee makers. Appliance Insurance typically has a deductible that must be met before coverage kicks in. This means that you may have to pay for some of the repairs or replacements yourself. However, appliance insurance can help to protect you from unexpected appliance repairs or replacements, so it is definitely worth considering if you have any valuable appliances in your home.
There are no call-out charges when you are a policy holder at SES home services. If you don’t have a policy with us or the coverage level does not include a no call-out charge, then you will be charged £96 for the first hour our engineer is at your property. After this initial hour, any additional time will be calculated in 15 minutes increments.
Appliances are a big part of everyday life and when they break, it can be a major inconvenience. Many people assume that their home insurance will cover the cost of repairing or replacing their Appliances, but this is not always the case. While some home insurance policies cover Appliances, others exclude them from coverage or only provide limited coverage. It's important to check with your insurance company to see what Appliances are covered under your policy. Otherwise, you may be stuck footing the bill for repairs or replacements.
If you're renting a home, you may be wondering if you need to get appliance cover. The answer depends on a few factors, such as the age and condition of your appliances, whether they're included in your lease, and what kind of insurance your landlord has. Appliance cover can protect you from having to pay for repairs or replacements if your appliances break down. It can also give you peace of mind in knowing that you won't be left without essential items if something goes wrong. However, it's important to weigh up the cost of cover against the likelihood that you'll need to use it. In most cases, it's a good idea to have at least some form of appliance cover in place.
While each homeowner’s insurance policy is different, most of our policies will cover more than one appliance. In fact, most policies will cover all of the appliances in your home, as long as they are permanently installed. This includes your oven, stove, refrigerator, dishwasher, and even your washer and dryer. If you are unsure about your coverage, speak to a member of our friendly customer services team.