Electrical Insurance Cover

Protect the electrics in your home with our Electrical Emergency and Breakdown Insurance cover for as little as 17p a day.

What is Electrical Insurance Cover?

You’ll be covered for repairs to electrical wiring and fixtures inside your home and outbuildings, outside security and doorway lighting, electric doorbells and accidental electrical damage caused by you.

View Our Electrical Insurance Cover

Choose Your Cover

Electrical Emergency & Breakdown Cover
£63.00
price per year
No Call Out Fee
Repairs to electrical wiring and fixtures inside your home
Repairs to electrical wiring and fixtures within outbuildings
Outside security lighting
Electrical doorbells
Accidental damage by you to cables, light switches/sockets and plug sockets
£1,000 Limit per claim
Unlimited number of call-outs
Electrical Emergency & Breakdown Cover
Repairs to electrical wiring and fixtures inside your home
Repairs to electrical wiring and fixtures within outbuildings
Outside security lighting
Electrical doorbells
£ 1,000 accidental damage by you to cables, light switches/sockets nd plug sockets
Limit per claim
Unlimited number of call-outs
£86

Everything you need to know

Please refer to this documentation for full details of all policy benefits and exclusions.

I want to learn more about Electrical Insurance Cover

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Frequently Asked Questions

Welcome to our FAQs section. Here you will find answers to the questions our customer services team are often asked – simply select the question you’re interested in to reveal the answer.

What to do if I smell my electrics overheating?

If you smell your electrics overheating, it's important to act quickly to avoid a fire. There are a few simple things you can do to try and rectify the issue. The first thing you should do is unplug all the devices plugged into the wall. Do not touch anything with wet hands, as this could increase the risk of an electric shock. If you can safely do so, try to locate the source of the smell. Once you have identified it, switch off the power supply to that appliance at the fuse box.

If the smell is coming from a plug socket, remove the plug and check for any signs of damage such as melted plastic or scorching. If there is any damage, seek advice from an electrician.  If the smell continues, or if there is any sign of a fire, call the fire brigade immediately.

What are the main causes of a tripped circuit breaker?

There are a few things that can cause a circuit breaker to trip. One of the most common reasons is too much load on the circuit. Another reason could be a short in the wiring or if you have any faulty appliances such as a kettle microwave or toaster these can cause your electrics to trip.

What should I do if my circuit breaker keeps tripping?

If your circuit breaker keeps tripping, it’s likely you have too much electrical load on that particular circuit. You can try to remedy the situation by either removing some of the appliances or lights on that circuit. If it continues to trip after you have removed as many appliances as you can, then please call an electrician who will be able to try adding a new breaker to the circuit.

My electrics have tripped how can I get them back on?

If your electrics have tripped, it's likely because there has been a power surge or spike. To get your electrics back on, you'll need to reset the circuit breaker. To do this, locate your fuse board and find the switch that is in the "off" position. Once you've found it, simply flip the switch back to the "on" position and your electrics should come back on. If they don't, then you may have a more serious problem and will need to call an electrician.

How can I turn the electrics off for my whole house?

If you need to turn the electrics off at the mains, start by finding your fuse box. The fuse box is usually located in your home's main electrical panel. Once you've found it, open the panel and locate the main switch. This switch controls all of the electrics in your home, so make sure it's turned to the "off" position.

Why SES Home Services?

When you sign up for insurance you get access to these benefits:

  • Includes free parts and labour up to £250 per incident.

  • Unlimited free call-outs from our Gas Safe Registered engineers.

What People Say About SES Home Services

Why not see for yourself, click here formore Testimonials.

Bob The Builder
Hopeless DIY Enthusiast

SES is an excellent companywith whom to deal. Theycommunicate well, efficientand all staff helpful andcharming.

Bob The Builder
Hopeless DIY Enthusiast

SES is an excellent companywith whom to deal. Theycommunicate well, efficientand all staff helpful andcharming.

Bob The Builder
Hopeless DIY Enthusiast

SES is an excellent companywith whom to deal. Theycommunicate well, efficientand all staff helpful andcharming.

Bob The Builder
Hopeless DIY Enthusiast

SES is an excellent companywith whom to deal. Theycommunicate well, efficientand all staff helpful andcharming.

Bob The Builder
Hopeless DIY Enthusiast

SES is an excellent companywith whom to deal. Theycommunicate well, efficientand all staff helpful andcharming.

Our Full Range of Insurance Cover

Get protected today with our comprehensive range of insurance cover for your home plumbing, drainage and heating. Let us look after your home, so you can look after your family, giving you the peace of mind that we’re there when you need us.

Need Help?

We love hearing from you, but before you get in touch, why not check out our FAQs to see if your question has already been answered.